UPI MDR Charges Explained: When Will UPI Payments Actually Cost You?
UPI payments made by ordinary consumers will continue to be free. The new Merchant Discount Rate (MDR) applies to certain Person-to-Merchant (P2M)…
The Spenzaa Blog
Tips on budgeting, saving money, and using AI to track expenses smarter.
Why You Are Struggling to Enter Manual Expense Data (And the Simple Fix Nobody Told You About)
It’s 11 p.m. You just got home from a long day of meetings, client calls, and errands. Your bag is full of…
How Spenzaa AI Can Look at Your Spending and Help You Save Money Without Any Extra Effort
Most people who try to save money start the same way. They open a notebook or an app, write down what they…
SMS Expense Tracking: How AI Reads Your Bank SMS to Track Spending
Every time you swipe your card, pay a bill, or make a UPI payment, your bank sends you a text message. Most…
What Is a Financial Health Score and How Is It Calculated?
If someone asked you right now, “How healthy is your money?” — could you answer with a number? Most people can’t. We…
Getting Started with Spenzaa: Your First Week
A short guide to setting up Spenzaa and getting real value out of it in your first seven days.