Portfolio overview
A snapshot of your investments alongside your spending and savings โ one dashboard.
An investment tracker that lives next to your everyday spending
Most portfolio apps only show investments, and most expense apps ignore them entirely. Spenzaa puts a lightweight investment overview right alongside your daily spending, in the same dashboard.
Free forever plan ยท No credit card required ยท iOS & Android
Financial health depends on both sides of the ledger โ what you spend and what you're building. But typical tools force a choice: a trading app that ignores your daily budget, or a budgeting app that has no idea you're investing at all.
Spenzaa isn't a trading platform, and it doesn't try to be. Instead, it gives you a clear, lightweight view of your investments โ mutual funds, SIPs, stocks โ sitting right next to your everyday finances, so you can see the complete picture without switching apps.
What makes it work
SIP tracking
Keep an eye on recurring investment contributions the same way you track recurring bills.
Spending vs investing balance
See what share of your income goes to spending versus building wealth, at a glance.
Goal-linked investing
Connect investment progress to specific savings goals, like a house down payment.
Net position view
A combined sense of assets and spending, without needing a separate portfolio app.
View-only, always
Spenzaa observes and organizes โ it never has the ability to trade or move investments.
Why tracking wealth across multiple accounts is so hard
As your financial life grows, money naturally spreads across a retirement account, a couple of mutual funds, and maybe a trading app โ each with its own login and its own partial view. A manual spreadsheet is out of date the moment you finish updating it, since markets move every second; bouncing between apps makes it nearly impossible to see your true asset mix in one place.
Net worth, calculated automatically
Because Spenzaa already tracks your spending, loans and credit card balances, it can combine that with your connected investment accounts to calculate one number: your true net worth, updated automatically as both sides of the ledger change. Every time you pay down a balance or a fund grows, the number moves โ no manual recalculation required.
Not a trading app โ a clarity layer on top of your money
Spenzaa doesn't replace your broker or fund platform. It gives you a simple, unified view of where investing fits into your overall financial life.
Frequently asked questions
Can I buy or sell investments through Spenzaa?
No. Spenzaa is a tracking and clarity tool, not a trading platform โ investment actions happen through your broker or fund provider as usual.
What kinds of investments can I track?
Mutual funds, SIPs and stocks are commonly tracked; support depends on the platforms and accounts you connect.
Why track investments alongside expenses instead of separately?
Because financial decisions rarely happen in isolation โ seeing spending and investing together shows the real trade-offs, like whether a lifestyle change could fund a bigger SIP.
Is investment tracking free?
Basic portfolio overview is available on the free plan; deeper goal-linked tracking is part of Spenzaa Pro.
Can I include physical assets like gold or real estate?
Yes. Add an estimated value manually and Spenzaa folds it into your total net worth alongside your digital investments.
Does Spenzaa give investment advice?
No. It's a clarity and tracking tool, not a financial advisor โ it shows you what you have and how it's trending, so decisions stay entirely yours.
Related: Personal Finance App ยท Financial Health Score ยท Money Management App
See spending and investing together
Free to start โ one dashboard for your whole financial life.